Will a Wheelchair Lift Change Your Business Insurance?
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When it comes to wheelchair lifts used by businesses, wheelchair vans can be insured in a variety of ways:
- Liability insurance – covers injuries caused by auto accidents caused by wheelchair vans. Liability insurance can provide your wheelchair van with protection at varying levels, based on the amount of coverage you select, from a standard split level policy to a single limit policy.
- Bodily injury – liability insurance will pay for emergency room care, doctor’s visits, prescription medications, physical therapy, and other medical bills caused by the accident. Bodily injury also pays for a person’s lost wages when he or she misses work due to recovery times and funeral expenses in the event of death.
- Property damage – when a vehicle or other property sustains damages from a wheelchair van accident, the property damage portion of your liability insurance will pay for the cost of repairs.
- Medical payments insurance –provides medical coverage for the wheelchair van driver and all passengers without regard to who caused the accident.
- Physical damage insurance - protects the wheelchair van itself and protects your company from having to pay for damage to the van after an accident. There are three types of physical damage insurance protection. Comprehensive physical damage protection does not protect against losses from a collision or when your van overturns, but it does cover damages from theft, break-ins, vandalism, and natural events. Collision protection pays for damages caused by collisions or rollovers. Specified peril coverage protects you from fires and other perils specified in your insurance policy.
Check with your insurance company for coverage for liability and property damage that may be caused by your wheelchair van or other commercial wheelchair lifts. Buy the amount of insurance you need to protect your lift and the people who use it.
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About Our Products
- Electric Wheelchair Lifts
- Handicapped Wheelchair Lift
- Handicapped Wheelchair Lifts
- Handicap Wheelchair Lift
- Handicap Wheelchair Lifts
- Home Wheelchair Lift
- Home Wheelchair Lifts
- Lifts for Wheelchairs
- Outdoor Wheelchair Lifts
- Platform Lifts
- Platform Wheelchair Lift
- Platform Wheelchair Lifts
- Power Wheelchair Lifts
- Wheelchair Lift
- Wheelchair Lifts
- Wheelchair Lifts for Stairs
- Wheelchair Lift Cost
- Wheel Chair Lift
- Wheel Chair Lifts
- Wheelchair Stair Lift
- Wheel Chair Stair Lift
Tips and Information
- A Wheelchair Lift or Ramp?: The Pros and Cons
- All You Need to Know About Vertical Wheelchair Lifts
- Can An Inclined Wheelchair Lift Work in a Home?
- Cleaning a Wheelchair Lift
- Designing a Custom Wheelchair Lift
- Differences between Vertical and Inclined Wheelchair Lifts
- Different Types of Wheelchair Lifts
- Does a Wheelchair Lift Work Outdoors?
- Do You Need a Multi-Story Wheelchair Lift?
- Finding the Right Inclined Wheelchair Lift
- Five Tips for Installing Inclined and Vertical Wheelchair Lifts
- Getting the Most Out of Your Wheelchair Lift
- Guidelines for Vertical Platform Lifts
- How Are Curved Platform Lifts Designed?
- How a Wheelchair Lift Benefits a Small Business
- How Does a Curved Platform Lift Work?
- How Does a Platform Wheelchair Lift Work?
- How Does an Inclined Platform Lift Operate?
- How Far Can a Wheelchair Lift Travel?
- How Fast Can a Wheelchair Lift Travel?
- How is a Custom Wheelchair Lift Created?
- How is a Wheelchair Lift Installed?
- How Much Does a Wheelchair Lift Cost?
- How to be ADA Compliant With a Wheelchair Lift
- How to Incorporate Wheelchair Lifts into a Multistory Building
- How to Maintain a Wheelchair Lift
- Installing an Outdoor Wheelchair Lift
- Insurance for Wheelchair Lifts and Stair Lifts
- Is an Inclined or Vertical Wheelchair Lift Better for your Building?
- Maintaining a Safe Wheelchair Lift
- Operating a Wheelchair lift
- Places for Installing a Wheelchair Lift in Homes & Commercial Areas
- Preparing Your Home for a Wheelchair Lift
- Safety Features for Wheelchair Lifts
- Safety Tips for Using Wheelchair Lifts
- Standard Wheelchair Lift Features
- The Business Benefits of Wheelchair Lifts
- The 9 Key Components of a Vertical Platform Lift
- The Most Important ADA Regulations for Platform Lifts
- The Travel Distances of a Wheelchair Lift
- The Wheelchair Lift Installation Process
- Three Tips for Selecting a Vertical Wheelchair Lift
- Tips for Businesses Accommodating Individuals with Disabilities
- Tips for Installing a Vertical Wheelchair Lift
- Understanding a Hydraulic Wheelchair Lift
- Using a Wheelchair Lift to Transport Heavy Items
- What’s the Difference between a Screw Drive and a Hydraulic Drive?
- What Are the Advantages of the Apex Complete Wheelchair Lift?
- What are the Basic Parts of a Vertical Wheelchair Lift?
- What Are the Wheelchair Lift Options for a Smaller Home?
- What a Business Needs to Know before Installing a Wheelchair Lift
- What is a Multi-level Inclined Wheelchair Lift?
- What Powers an Inclined Wheelchair Lift?
- Wheelchair Lift Costs
- Wheelchair Lift Inspections
- Wheelchair Lifts & Safety
- Why A Wheelchair Lift?
- Wheel Chair Lifts for Curved Staircases
- When does a Commercial Building need a Wheelchair Lift?
- Where Should You Install a Wheelchair Lift?
- Will a Wheelchair Lift Change Your Business Insurance?
- Will a Wheelchair Lift Work for a Small Business?
- Will Your Home Support a Wheelchair Lift?